This Privacy Policy (hereinafter referred to as “Privacy Policy”) is an electronic record in terms of existing and applicable Information Technology laws, including the Information Technology Act, 2000, its allied rules, regulations, directions, and guidelines, including the amended provisions thereto pertaining to electronic records in various allied statutes as amended pursuant to the Information Technology Act, 2000 (“IT Act”). This electronic record has been generated by a computer system and does not require any authentication.
SnapMoney Finance Private Limited (hereinafter referred to as “SnapMoney”, “we”, “our”, “us”, or “Company”) is a financial services company associated with multiple banks and NBFCs as Direct Selling Agents (DSAs). This Privacy Policy applies to the SnapMoney mobile application (“App”), website (“Website”), and WhatsApp bot (collectively referred to as “Services”).
User: Refers to any person who uses our Services.
Personal Data: Refers to any information that relates to an identified or identifiable individual.
Through the App, Website, and WhatsApp bot, SnapMoney enables Users to avail services pertaining to loans, mortgage, financing, and financial instruments such as personal loans, home loans, unsecured business loans, loans against property, and other allied matters related to or connected therewith.
To ensure the proper delivery and utilization of our services, we may collect the following information:
We implement appropriate security measures to protect against unauthorized access to or unauthorized alteration, disclosure, or destruction of data. These include internal reviews of our data collection, storage, and processing practices and security measures, as well as physical security measures to guard against unauthorized access to systems where we store personal data.
Users can choose not to provide Personal Data or may withdraw consent at any time by contacting us, though it may affect the provision of Services.
We will provide Users with clear and conspicuous notice when Personal Data is collected, describing the types of Personal Data collected and its intended use.
Users can access and update their Personal Data through the App or Website. It is the User’s responsibility to ensure that their information is accurate and up to date.
By using our Services, you consent to our collection, use, and sharing of your information as described in this Privacy Policy.
We do not share Personal Data with third parties except as necessary to provide our Services or as required by law. Personal Data may be stored on servers located in various countries.
We may disclose Personal Data if required to do so by law or in the good-faith belief that such action is necessary to:
We use cookies to improve User experience, including for authentication, keeping track of User preferences, and understanding how Users use our Services.
We may update this Privacy Policy from time to time. Users are encouraged to review this Privacy Policy periodically to stay informed about how we protect the Personal Data we collect.
We use industry-standard security measures to protect Personal Data from unauthorized access, misuse, or disclosure.
We collect information through log files, which include IP addresses, browser type, internet service provider, referring/exit pages, platform type, date/time stamp, and number of clicks.
Our Services may contain links to other websites or offers from third parties. We are not responsible for the privacy practices or the content of such websites.
Users have the option to grant or deny consent concerning the collection and use of their Personal Data. Users can contact us to withdraw consent at any time.
Users can request the deletion of their Personal Data by contacting us. We will take reasonable steps to delete such information unless we are required to retain it by law.
If you have any questions or concerns about this Privacy Policy, please contact us at:
SnapMoney Finance Private Limited